Fintech in Europe: what decision-makers should watch
Briefing: Neobanks and payment providers have reshaped European financial markets in recent years.
Neobanks and payment providers have reshaped European financial markets in recent years.
For executives, the main question regarding “Fintech in Europe” is their own exposure: which costs, revenues and financing conditions depend on it, directly or indirectly?
A proven approach is to run scenarios and monitor leading indicators regularly. That puts decisions on a solid footing without reacting to every headline.
Anyone looking into “Fintech in Europe” quickly encounters a wealth of figures and opinions. For a sober assessment it pays to go to primary sources: official statistics, publications from the responsible authorities and companies' own reports.
The key is to separate short-term swings from structural developments. Individual monthly readings can be distorted by one-off effects; trends over several quarters are more telling.